As I approached my final semester at UC Berkeley--In effort to save money, and avoid the hassle of finding a residence for four measly months--I strongly considered
1 becoming homeless. No, I was not going to panhandle on Telegraph, or "service" truckers along the 680. But I was very much prepared to live (nay, enjoy!) the twilight of my college career lease-free. I had it all mapped out: I'd sleep in my architecture studio on the 6th floor of Wurster Hall, shower at the gym (I'd still pay the whopping $35/semester dues),
mooch eat at the dining common that had employed me the previous three years, and use my Jeep Cherokee as a mobile storage locker/closet. Foolproof, right?
In a surprise to no one, I wussed out, hitched up with the seedy underbelly of Berkeley that is the co-op system, and never looked back. It turned out to be one of the best decisions I ever made. And if you want to get technical, living in the co-ops is about as close to being homeless as it gets for a Cal undergrad--unprotected sex and all! Still, despite having the time of my life (and probably shortening it in the process), I wonder what might have been for that all-too-short semester. Imagine the stories that would have come from living in a haunted chambers
2 of Wurster Hall. And if you think my foot fungus is bad now, only God knows what 120-plus showers at the rec center would have done to my poor tootsies. I'd probably have ended up like
this guy.
Anyway...now that I'm becoming increasingly domesticated, it's unlikely that homelessness is anywhere near my immediate future. Damn. But that doesn't mean I'm not still one parsimonious sonofabitch. There have to be ways we can buck convention and/or do without everyday niceties and conveniences to save a few bucks. Let's take a look:
"Free" Internet at Starbucks - See image above for the quasi-inspiration to this post. Every Starbucks has their own Free Internet Guy. You know the type: mid-40s; not afraid to set up shop for hours on end (I swear I've seen someone doing their taxes); nursing the world's coldest
small tall coffee; social pariah. All to keep $40/month out of the hands of Time Warner. I'm sure that most of the time Free Internet Guy is doing his thing to stave off the crippling sense of loneliness they feel during their hours of non-public browsing, but there have to be more than a few penny pinchers forcing their browsers upon the masses solely to save a couple bucks. (As you can see from the calculation below, I fail to see how any actual cost savings is taking place.)
Potential savings: ($40/mth x 12) - ($1.40 (after $0.10 reusable cup discount) x 365) - $6 (for reusable cup) = -$37. Ok, we may need to rethink this one.
Downsides: becoming a Starbucks "regular", porn sites blocked (Uh, I assume...), identity theft
Outdoor Workouts - It's ironic that the gym, while integral to my collegiate hobo plan, is now seen as eminently give-upable. How give-upable, you ask?
Boom. And I've never looked back. Well, except every two weeks when I consider joining a gym...and every night when I pray that my boss will bless me with a monthly gym stipend. Alas.
Potential savings: $30~$150/mth x 12 = $360~$1800/yr
Downsides: Cat calls3, melanoma, rain
Public Transit and the Library4 - Well, I just purchased a new car (a year, and one catalytic converter replacement, too late to take advantage of Cash for Clunkers--one of the shrewder personal finance decisions in recent memory), so I'm not about to ditch it. That said, I find an excuse to join my
Depend-sportin' brethren on Los Angeles' buses once every couple weeks (often much to my girlfriends chagrin). Maximum savings are derived from avoiding DWIs.
Ah, the library. Finally something we can all get behind. What's not to like? Not only are books way overpriced (and eReaders--or at least their owners--oh so annoying), but is there anything more overrated than a bookshelf full of unread (or read, and now worthless) books. You know what a book is good for once it's been read? Donating to a library. I've checked out a half-dozen
trashy DVDs classical literary works from Santa Monica's
LEED Certified, ultra-modern house of books over the past year, and it's a pleasure every time. Good show,
William Ewart.
Potential savings, public transit: $9641 (ave car ownership/yr) - $1008 ($84/mth x 12) = $8633/yr(!)
Downsides, public transit: opportunity cost, hepatitis contraction, hangin' w/ this woman
Potential savings, library: 1 book/month x12 x$25 = $300/yr
Downsides, library: waitlists, overdue fines, hangin' w/ this guy
Cable TV Theft - I hypothetically can't recommend this highly enough. Hypothetically speaking.
Hypothetical savings: $40~$120/month x12 = $480~$1440/yr
Downsides: "limited" channels (only 70?! I demand satisfaction!), hypothetical fines/jail time
The Top Ramen Diet -The I'm-so-poor-I'm-eating-nothing-but-Top-Ramen college student lament is one of my favorite ongoing TV/commercial cliches. I've lived 27 long years, and I've never met a single person subsisting off this generation's
Soylent Green. I'm not saying they aren't out there, but if you're eating Ramen more than three times a week I'm guessing you're not attending a private school, and have bigger things to worry about than the signal strength of Starbucks' wi-fi.
Potential savings: quite a damn bit. Let's say $150 x12 = $1800/yr (conservatively)
Downsides: Goiters, loss of dignity, succumbing to a cliche, death
1 "Strongly considered" in this case = jokingly pondered whilst [very] drunk.
2 Wurster Hall is not haunted, so far as I know. Nor does it have chambers, er, so far as I know.
3 Note - not actually a downside.
4 I lumped public transit and the library together because they're cut from the same mold: obvious ways to save cash; slightly (sometimes highly) inconvenient; will probably be eliminated after Mitt Romney Republicans take over the white house in 14 months; completely unused by Caucasians people of means.